Financial literacy, grades 6–12
Money, Markets, and
Thinking Like an Owner
A patient, self-paced course that starts with a single seed — one dollar saved, one question asked — and grows into a working understanding of saving, markets, and ownership. No hype. No hot tips. Just the thinking that lasts.
Created by a former Microsoft and Amazon engineer.
- 2 courses
- Two age bands
- 9 units
- Units 0–8
- Self-paced
- Start anytime
“The kingdom of heaven is like a mustard seed…”
Small, patient, compounding
Choose a band
Two courses, one path
Both bands follow the same nine units, written for the reading level and ambitions of their age group. Start where the student is.
Band A — Enrichment (Grades 6–8)
Grades 6–8 (Enrichment)
37–41 (site shows ≈38) hours
Enrichment for Grades 6–8, mapped benchmark-by-benchmark to Florida's Grade 8 Financial Literacy strand (SS.8.FL) — all 37 benchmarks taught and assessed. Offered as enrichment, not as a standards course (Florida publishes no SS.6.FL/SS.7.FL strand). About 2 sessions a week for a semester.
Start courseBand B — Grades 9–12
Grades 9–12
≈110 hours
Built on Florida's 9–12 Financial Literacy strand (SS.912.FL) — all 89 benchmarks, the content of Florida's required half-credit in Personal Financial Literacy and Money Management. A half-credit semester at 4–5 sessions a week, or a school year at 2 a week.
Start courseWhat students keep
Building judgement, not predictions
Nobody can tell a teenager what the market does next. What we can do is teach the habits of mind that make a young person careful, curious, and hard to fool.
Think like an owner
A share is a slice of a real business. Students learn to ask what a company does, how it earns, and whether it will still matter in ten years.
Read the numbers
From a simple budget to a balance sheet — the arithmetic of money, taught in order so nothing arrives before it can be understood.
Practice, don't guess
Every unit ends in an activity or a quiz, so students test their thinking against real numbers instead of memorising slogans.
Every unit, the same rhythm
Four kinds of steps
Each of the nine units moves from a short overview, through one or more lessons, into an activity, and finishes with a quiz. Progress saves as the student goes.
Overview
Frames the unit: the big question, the key words, and why it matters to a young investor.
Lesson
The teaching itself — plain-language explanations, worked examples, and tables you can read at your own pace.
Activity
A hands-on task: build a budget, compare two companies, or track a price for a week.
Quiz
Multiple-choice checkpoints with instant scoring and an explanation for every answer.
Begin with one seed
Pick the band that fits, open Unit 0, and take the first step. There is no schedule to keep up with — just the next step in front of you.